How to activate your digital quick pay with international cards via AliPay?
The mini-program of 'TourPass' collected in China's top digital payment app Alipay has opened the door to digital quick pay for short-term visitors coming to China with a valid passport and Visa. It is a kind of e-wallet set up in AliPay...
The mini-program of 'TourPass' collected in China's top digital payment app Alipay has opened the door to digital quick pay for short-term visitors coming to China with a valid passport and Visa. It is a kind of e-wallet set up in AliPay that allows you to load funds from your international card and make quick payments by scanning QR codes presented by the cashiers.
Now, let's see how to call out this TourPass from AliPay and connect it with your international bank card.
1. If you are not an AliPay user yet, search the App 'AliPay' and get it installed on your phone. (See How to register an AliPay account and set up quick pay?)
2. Open the app and search 'TourPass' on Home Page.
3. Tap TourPass shown in the list and get to its main page, then follow the instructions to fill out the form with the credentials about your real person and type in the amount that you want to top-up to the account, after tick up ' You agree to ....', tap 'Next' to get the process completed.
Service Confirmation
Till now, you've finished the basic steps for setting up a TourPass account in AliPay.
Notes:
1. The balance capacity of each TourPass account had been risen to CNY 10,000 by 2020, and the valid period of the account has been extended to 90 days. How is the account status after 90 days, and what to do with the balance left in the account? All the balance left in the account could be chosen to be refunded to the card where it was originally loaded from, or if you still want to use this TourPass account to engage a new wave of quick pay, just reactivate it, it'll be given another valid term of 90 days. The circle of expire-and-renew can be repeated over and over again.
2. 5% service fee will be charged by the Bank of Shanghai for any Topping Up transaction.
3. The using scope of TourPass. Users can use TourPass to pay for orders made on Taobao.com and Tmall.com. For offline transaction activities, it can be used in the case of a face-to-face direct pay that a payer scans on a money-collecting QR code presented by a payment collector, or the payer shows a money-paying QR code which is to be scanned by the money collector. However, the payment made for the consumption of other applications like Didi 滴滴, Mobike 摩拜单车 can be failed due to the regulation of the real-name verification/authentication, which can be an easy case for long-term residents and students, but difficult for visitors with short-term staying visas. (The real-name authentication requires a connection between the AliPay account and a China native bank account). What do you need for opening a Chinese local bank account as an expat?
- Additional complement about AliPay -
The differences of the using scope with an AliPay account in various real-name verification statuses:
The default account, a phone number registered account without linking to a bank card. This type of accounts can not be used with financial activities like paying or money transferring. The using scope may include friend communication and browsing through other mini-programs or applications embedded in AliPay.
The TourPass account, the account registered with a foreign phone number and a connection to a foreign credit card, has not yet been through real-name verification. This type of accounts can be used for paying for orders on Taobao.com and Tmall.com and the consuming bills from a shopping mall, store, supermarket, grocery, and part of the individual money-collectors. Money transfer is not available to this type of account.
The real-name verified account, type A, referring to the account type that has been registered with a phone number (either a China native number or an overseas number) and a connection to a foreign bank card, and it's been through the real-name verification with a passport. This type of accounts is facilitated with the using scope of a TourPass type account; moreover, they can be used for money transfers. However, you should notice that the money you are going to transfer is based on the balance kept in the account. All of the money transfer transactions are not going through the real bank card you've connected with. So if you want to make a money transfer out to a money collector, make sure you had collected some amount in your account balance from others who transferred money to you via AliPay.
The real-name verified account, type B, referring to the account type that has been registered with a phone number (either a China native number or an overseas number) and a connection to a China local bank card, and the real-name verification has been accomplished with the success of a connection made to this China local bank card. This type of accounts is facilitated with almost all of the features AliPay is providing to users. It can be used for paying for all kinds of consumption bills ranging from online orders and offline payments, and money transfers can be started from either the account balance or the real bank card(s) connected with. In addition, paying method with AliPay is activated among all other apps that incorporate AliPay as one of the valid paying methods. Users can use it to pay for an order from Didi, Meituan, Mobike, and other similar third-party applications, powerful and convenient!
Other articles about AliPay:
How to register an AliPay account and set up quick pay?
What can you do when your AliPay account gets frozen or blocked?
References:
“Prepaid Card” User Service Agreement of Bank of Shanghai
